Seven ways we fund your business and cut your monthly obligations.
Every business is different. We start with a free consultation and recommend the program — or combination of programs — that will save you the most.
Consolidation & Amortization
Consolidate open advances and short-term business obligations into a single amortized structure. No defaults, no settlements, & clean pay history — no upfront cost, and you stay in control.
- ✓Payoff review across every open advance
- ✓Amortized structure — up to 65% lower monthly payment
- ✓Term sheet in as little as 2 hours
- ✓100% consulting engagement — $0 upfront
General Business Advance
Straightforward working capital for your business. Tell us how much you need and what it's for — we underwrite off your bank statements, not your credit score.
- ✓Last 4 months of business bank statements + signed application
- ✓Request any amount — underwriting confirms what your revenue supports
- ✓Offer within 2 hours of a complete application
- ✓Funds typically wired within one business day of acceptance
Business Line of Credit
A revolving facility your business can draw against at any time. Pay only for what you use — the line stays open as you pay it back down.
- ✓Same requirements as our advance programs — statements + signed application
- ✓Draw, repay, and draw again without reapplying
- ✓Interest on the drawn balance only
- ✓Decision in hours, not weeks
Energy Savings Program
Our end‑to‑end program combining rate analysis, tariff optimization, load profiling, and consumption strategy. We identify every dollar of waste in your electricity spend and eliminate it — without changing your utility or disrupting service.
- ✓Comprehensive audit of last 12 months of billing
- ✓Rate class and tariff review
- ✓Peak demand and load-shape analysis
- ✓Ongoing monitoring after implementation
Rate Optimization
Many building owners are on the wrong rate class for how their building actually uses power. We audit your current utility contract and rate schedule and secure a better structure — often with no change to your provider.
- ✓Utility contract review
- ✓Rate reclassification where eligible
- ✓Renewal negotiation and RFP support
- ✓Zero service disruption
Solar & Renewables
For owners ready to hedge against long-term utility rate increases, we source and evaluate on‑site solar, community solar, and PPA options — so you can decide with real numbers, not sales pitches.
- ✓Rooftop and ground-mount feasibility
- ✓PPA vs. purchase vs. lease modeling
- ✓Federal and state incentive stacking
- ✓Vendor RFP management
Utility Rebates
Utilities pay building owners to reduce load. We identify and file every rebate your building qualifies for — lighting, HVAC, controls, motors, and more — so you capture dollars you're leaving on the table.
- ✓Full incentive program eligibility review
- ✓Application preparation and filing
- ✓Measurement & verification support
- ✓Works alongside your other programs
Not sure which program fits?
We'll analyze your bills and tell you which program (or combination) will save you the most.
Get My Recommendation →